When you get a new roof and/or gutter system, it is common to have high expectations of what they are capable of doing or preventing. A common question we get is homeowners wanting to know if ICE DAMS or ICICLES should form on new roof and/or gutter systems. 

YES, it is considered normal to see icicles forming on your gutters even if you have gutter guards installed; the guards themselves can freeze, causing water to drip over the edge and form icicles, especially if there is a significant amount of snow and ice buildup on your roof. You may not have noticed ice damming before on your old roof because you didn't have a waterproof barrier keeping the water from being absorbed by the roof and potentially creating additional damage to decking and interior. You may also not have noticed ice developing on your gutters because it was forming inside the gutters which could cause swelling/deformation of the gutter system, or worse, ice forming under the shingle overlap and damaging the roof system. 

Key points to remember:

• Gutter guards don't prevent ice dams:
  While they keep debris out, gutter guards do not stop ice dams from forming which are the primary cause of large icicles.

• Material freezing:
  The material used in most gutter guards, whether metal or plastic, can freeze in cold weather, leading to ice buildup on the guard's surface.

• Water flow disruption:
  When the guard freezes, it can sometimes obstruct water flow, causing it to drip over the edge and form icicles. 

What to do if you see icicles with gutter guards:

• Check for proper installation:
  Ensure your gutters are properly sloped and the gutter guards are installed correctly. 

• Monitor for ice dams:
  If you notice large, concerning icicles, it could indicate an ice dam issue which might require further investigation and potential insulation upgrades. 

• Maintenance/Prevention:
  Using a roof rake to remove heavy snow buildup on your roof can help minimize ice dam formation and reduce the number of icicles. Gutter heating coils are another common strategy. There are other homegrown strategies you can explore, but if you use those strategies, make sure they do not effect your roof and/or gutter system's warranty. If you suspect that the amount of ice forming on your roof/gutter system might lead to damage, take measures to remove excessive weight off the gutter system if you can safely remove icicles without causing harm to yourself or the roof/gutter system. When in doubt, contact your contractor. 

The Love Difference

Love Roof Co. is a local roofing company. Based in Northwest Indianapolis, our specialists are in Zionsville, Whitestown, Carmel, Westfield, Eagle Creek, Geist, Fishers, Lawrence, Mccordsville, Fortville, Noblesville, Brownsburg, Plainfield and Avon. We know the area and we know the storms because we were affected by them ourselves. Our clients are family and we know them each by name. When you get a roof installed by Love Roof Co., you are getting a promise: Peace of mind for the next 10 years that no issues will arise on your roof, or that if one does come up, our guarantee that it will be  Our team is experienced in roof replacements of all materials, from: asphalt shingle roofing, metal roofing, premium designer shingles, cedar wood shake, ceramic tile, flat roofing – EPDM, TPO, Mod-Bit and we guarantee our work with a 10-year workmanship warranty. Our crews have been climbing roofs for years, taking all appropriate safety measures and delivering the highest quality roofs in the most affluent communities of the greater Indianapolis area. We are licensed, insured, bonded and we live our mission statement: We provide the best roof for the best price!

When you think of home renovations, winter might not be the first season that comes to mind. However, a new roof can be a necessary investment that sometimes can’t wait for warmer weather. If you're contemplating whether to roof your home during the chilly months, let's unpack the pros and cons, along with a few key considerations.

The Pros of Winter Roofing

1. Availability of Contractor: Winter often sees a slowdown in roofing jobs, meaning contractors may have more availability. This could lead to quicker scheduling and potentially even better rates as you may be able to negotiate due to the lower demand.

2. Less Weather-Dependent Delays: While winter weather can be challenging, many roofing materials are designed to be installed in cooler temperatures. In some cases, certain projects might experience fewer delays compared to the unpredictable rains of spring or summer storms. You might be surprised to learn production crews actually prefer working in colder days. When you have 100-degree temperatures outside, you can't escape it, but you can always put an extra layer on in the winter. Many workers end up in a long-sleeve shirt, or a thin sweater, by the end of a work day from the heat their bodies created in the extra layers. Air compressors are less likely to malfunction in colder climates, as well. 

3. Immediate Resolution of Issues: If you’re facing leaks or significant wear and tear from winter weather, addressing the roof issue promptly can prevent further damage to your home’s interior. A timely replacement can save you from dealing with more extensive repairs down the line.

The Cons of Winter Roofing

1. Cold Weather Challenges: Extreme cold can make it difficult to work effectively. Materials may not adhere well in frigid temperatures or snow, which can lead to complications during installation. Be sure to consider the specific materials being used, as some are better suited to colder conditions than others. Ask your contractor if the shingle being selected is rated for cold weather install and if the warranty will be impacted by cold-weather installation.

2. Limited Daylight: Shorter days in winter mean less time for roofing crews to work. This can extend the timeline of your project if the weather becomes unpredictable or if the crew is limited by darkness.

3. Potential for Increased Costs: Depending on the region, winter roofing might come with added costs. If snowy or icy conditions arise, contractors may need to take extra safety precautions, which can affect pricing.

Considerations Before You Decide

- Material Choice: Research roofing materials that perform well in cold weather. Some options, like certain asphalt shingles, are designed for lower temperatures, but it’s crucial to confirm that your choices align with the season. In Indiana, modified polymer shingles are available in Class-3 and Class-4 by most manufacturers. Reputable manufacturers like Owens Corning, GAF, IKO, and Malarkey, all have a modified polymer asphalt shingle option.

- Local Climate: Understand the typical winter conditions in your area. If heavy snowfall and ice are common, it might be better to wait for a more favorable season. However, in Indiana, we have had mild winters the last few years, with only four days of snow in 2023. If the forecast has at least two days with no precipitation, your roof could be installed safely. 

- Contractor Experience: Choose a roofing contractor who has experience with winter installations. Ask about their methods to ensure quality and safety despite the seasonal challenges. Love Roof Co takes home protection seriously and as a preferred contractor for national shingle manufacturers, understands the requirements better than most. We check weather forecasts regularly, we watch the skies, and are always prepared to cover a home with waterproof Tarp and/or Class-4 synthetic underlayment. With shorter daylight hours in the winter, some projects will be completed in stages of tear-off & install on one slope and then tear off & install the remaining slope the next day to ensure quality production each day and not racing daylight.

- Emergency Needs: If your roof is compromised and poses a risk, such as leaks or structural damage, winter might not be an option you can afford to delay. Prioritize your home’s integrity and safety.

Wrapping Up

Ultimately, whether to install a new roof in winter comes down to your specific circumstances and urgency. Weigh the pros and cons carefully, and don’t hesitate to consult with professionals who can guide you on the best path forward. Remember, your roof protects your home; making informed decisions now can pay off in the long run! 

So, if you’re considering a winter roof replacement, do your homework, ask the right questions, and you’ll be well on your way to a safe and secure home, no matter the season.

The Love Difference

Love Roof Co. is a local roofing company. Based in North-West Indianapolis, our specialists are in Zionsville, Whitestown, Carmel, Westfield, Eagle Creek, Geist, Fishers, Lawrence, Mccordsville, Fortville, Noblesville, Brownsburg, Plainfield and Avon. We know the area and we know the storms because we were affected by them ourselves. Our clients are family and we know them each by name. When you get a roof installed by Love Roof Co., you are getting a promise: Peace of mind for the next 10 years that no issues will arise on your roof, or that if one does come up, our guarantee that it will be  Our team is experienced in roof replacements of all materials, from: asphalt shingle roofing, metal roofing, premium designer shingles, cedar wood shake, ceramic tile, flat roofing – EPDM, TPO, Mod-Bit and we guarantee our work with a 10-year workmanship warranty. Our crews have been climbing roofs for years, taking all appropriate safety measures and delivering the highest quality roofs in the most affluent communities of the greater Indianapolis area. We are licensed, insured, bonded and we live our mission statement: We provide the best roof for the best price!

 As a homeowner, there are few purchases that will be more important than your roof. Knowing WHO TO TRUST can be a daunting balance of trusting your own knowledge, trusting a contractor, and/or trusting a third party ad. Follow these easy steps to give yourself peace of mind:

Step 1: Read Reviews and References

Before you invite a contractor to your home, look for online reviews on platforms like Google, Facebook, or Angie's List. Additionally, ask the contractor for references from previous clients to gauge their satisfaction with the work.

Step 2: Check Credentials

Ensure the contractor is licensed, insured, bonded and that their team carries proper roofing equipment. This protects you from potential liabilities.

Step 3: Look for Experience

A contractor with several years of experience is usually a good sign they have developed the necessary skills to handle projects effectively. However, newer companies can still have a talented team. Get to know the team that will be working on your project.

Step 4: Request Detailed Estimates

A professional contractor will provide a detailed written estimate that outlines the scope of work, materials used, and costs. This helps avoid unexpected charges later. However, when filing INSURANCE-related claims, this burden is usually on the insurance adjuster to provide the itemized estimates and negotiate with your contactor for a final cost. 

Step 5: Evaluate Communication

A reliable contractor will be prompt in their communication, answering your queries with clarity and detail. Good communication is key to a successful project.

Step 6: Assess Professionalism

Pay attention to how the contractor presents themselves and their business. A professional demeanor, quality uniforms, and organized marketing materials are good indicators of their professionalism.

Step 7: Ask About Warranties

Ensure they offer warranties for their work and the materials used. This is a reflection of their confidence in their services and products.

Step 8: Review Contract Terms

Before starting the work, ensure you have a detailed contract that outlines all aspects of the project, including timeline, payment schedule, and procedures for handling any issues.

The Love Difference

Love Roof Co. is a local roofing company. Based in North-West Indianapolis, our specialists are in Zionsville, Whitestown, Carmel, Westfield, Eagle Creek, Geist, Fishers, Lawrence, Mccordsville, Fortville, Noblesville, Brownsburg, Plainfield and Avon. We know the area and we know the storms because we were affected by them ourselves. Our clients are family and we know them each by name. When you get a roof installed by Love Roof Co., you are getting a promise: Peace of mind for the next 10 years that no issues will arise on your roof, or that if one does come up, our guarantee that it will be  Our team is experienced in roof replacements of all materials, from: asphalt shingle roofing, metal roofing, premium designer shingles, cedar wood shake, ceramic tile, flat roofing – EPDM, TPO, Mod-Bit and we guarantee our work with a 10-year workmanship warranty. Our crews have been climbing roofs for years, taking all appropriate safety measures and delivering the highest quality roofs in the most affluent communities of the greater Indianapolis area. We are licensed, insured, bonded and we live our mission statement: We provide the best roof for the best price!

 As a homeowner, there are few purchases that will be more important than your roof. Knowing when it's time to get a new roof can be a daunting balance of trusting your own knowledge, trusting a contractor, and/or discerning when someone is simply trying to sell you something you don't need. Follow these easy steps to give yourself peace of mind:

Step 1: Inspect Your Roof from the Ground

Start by grabbing a pair of binoculars and checking your roof from the street. Look for obvious signs of damage like missing or curling shingles, discoloration, or sagging areas. If something looks off, it might be time to take a closer look.

Step 2: Check for Leaks Inside

Head indoors and check your attic and ceilings for any signs of leaks. Look for water stains, mold, or damp patches. The most common sign of a roof leak is yellow or brown spots on your ceiling. If you notice any, it’s a red flag that your roof might not be holding up well.

Step 3: Assess the Age of Your Roof

Consider how long your roof has been in place. Most roofs last about 20-25 years, depending on the material. If your roof is approaching or has surpassed this age, it might be time to think about a replacement. In Indiana, shingle lifespan is about half the time a manufacturer has stated, as we live in severe weather area region. 

Step 4: Look for Granule Loss

If you have an asphalt shingle roof, check your gutters for granules. A significant amount of granules in the gutters indicates that the shingles are deteriorating. If you’re seeing a lot of granules, this can be a sign that your roof is nearing the end of its life.

Step 5: Investigate Moss or Algae Growth

While some moss or algae can be harmless, extensive growth may often mean that moisture is trapped on your roof. This can lead to further damage, and if it’s widespread, it might be a sign that the roof is deteriorating.

Step 6: Get a Professional Inspection

If you’ve spotted issues or have concerns, consider hiring a professional roofing contractor for a thorough inspection. They can give you a detailed assessment and let you know if repairs will suffice or if a full replacement is necessary. Make sure the contractor inspecting your roof is properly licensed, insured, bonded and that they provide the correct safety equipment to navigate your roof without creating any damage. Most common roofing equipment is: Roofing Boots (foam pad boots that adhere to shingles without damaging them), steep assist equipment - ie. harness, rope, goat hook, or pitch hopper.

Step 7: Understand Your Options

If you do need a new roof, take the time to research your options. There are various materials to consider, and a good contractor can help guide you based on your needs and budget.

The Love Difference

Love Roof Co. is a local roofing company. Based in North-West Indianapolis, our specialists are in Zionsville, Whitestown, Carmel, Westfield, Eagle Creek, Geist, Fishers, Lawrence, Mccordsville, Fortville, Noblesville, Brownsburg, Plainfield and Avon. We know the area and we know the storms because we were affected by them ourselves. Our clients are family and we know them each by name. When you get a roof installed by Love Roof Co., you are getting a promise: Peace of mind for the next 10 years that no issues will arise on your roof, or that if one does come up, our guarantee that it will be  Our team is experienced in roof replacements of all materials, from: asphalt shingle roofing, metal roofing, premium designer shingles, cedar wood shake, ceramic tile, flat roofing – EPDM, TPO, Mod-Bit and we guarantee our work with a 10-year workmanship warranty. Our crews have been climbing roofs for years, taking all appropriate safety measures and delivering the highest quality roofs in the most affluent communities of the greater Indianapolis area. We are licensed, insured, bonded and we live our mission statement: We provide the best roof for the best price!

 As a homeowner, few decisions are as crucial as selecting the right roofing company. Your roof is not only a significant investment but also the primary defense against the elements. Whether you're facing repairs, replacements, or a new installation, finding a reliable and reputable roofing company is paramount. Here are some key factors to consider when making this important decision.

1. Reputation and Experience

Start by researching the reputation and experience of potential roofing companies. Look for roofers with a proven track record in your community. Online reviews, testimonials, and referrals from friends and family can provide valuable insights into a company's reliability, craftsmanship, and customer service. Additionally, consider the company's experience with your specific type of roofing material and the complexity of your project.

2. Licensing, Bonded, and Insurance

Ensure that any roofing company you consider is properly licensed and insured. Licensing requirements vary by state, so be sure to verify that the company holds the necessary credentials for your area. In Indiana, there are a few counties that require license and bonding. Some counties may also require that permits are pulled before the start of a project. Marion County is one of those counties which includes most of Indianapolis. Also, ensure the roofing company you choose has comprehensive liability insurance and workers' compensation coverage protect you from liability in the event of accidents or property damage during the roofing project.

3. Quality of Materials and Workmanship

The quality of materials and workmanship directly impacts the longevity and performance of your roof. Inquire about the types of materials the company uses and whether they offer warranties on both materials and labor. A reputable roofing company should be knowledgeable about various roofing materials and techniques and be able to recommend the best options for your home based on your budget and preferences.

4. Transparent Pricing and Contracts

Obtain detailed estimates from multiple roofing companies, and be wary of significantly low bids, as they may indicate subpar materials or workmanship. A trustworthy roofing company will provide a clear, written contract outlining the scope of work, materials to be used, project timeline, and total cost. Take the time to review the contract carefully and ask questions about any unclear terms or conditions before signing.

5. Communication and Customer Service

Effective communication and excellent customer service are essential throughout the roofing process. Choose a company that is responsive to your inquiries, provides regular updates on the progress of your project, and addresses any concerns promptly and professionally. A company that prioritizes customer satisfaction is more likely to deliver a positive experience and satisfactory results.

6. Local Knowledge and Community Involvement

Opting for a local roofing company offers several advantages, including familiarity with local building codes, weather patterns, and common roofing issues specific to your area. Additionally, supporting local businesses strengthens the community and fosters lasting relationships built on trust and accountability. Look for roofing companies that are actively involved in community initiatives or organizations as a testament to their commitment to serving their neighbors.

Conclusion

Selecting the right roofing company requires careful consideration of various factors, including reputation, experience, licensing, quality of materials and workmanship, pricing, communication, and community involvement. By conducting thorough research, obtaining multiple estimates, and asking the right questions, you can make an informed decision that ensures the long-term integrity and durability of your roof. Remember, investing in a reputable roofing company today can save you time, money, and headaches down the road.

The Love Difference

Love Roof Co. is a local roofing company. Based in North-West Indianapolis, our specialists are in Zionsville, Whitestown, Carmel, Westfield, Eagle Creek, Brownsburg, Plainfield and Avon. We know the area and we know the storms because we were affected by them ourselves. Our clients are family and we know them each by name. When you get a roof installed by Love Roof Co., you are getting a promise: Peace of mind for the next 10 years that no issues will arise on your roof, or that if one does come up, our guarantee that it will be  Our team is experienced in roof replacements of all materials, from: asphalt shingle roofing, metal roofing, premium designer shingles, cedar wood shake, ceramic tile, flat roofing – EPDM, TPO, Mod-Bit and we guarantee our work with a 10-year workmanship warranty. Our crews have been climbing roofs for years, taking all appropriate safety measures and delivering the highest quality roofs in the most affluent communities of the greater Indianapolis area. We are licensed, insured, bonded and we live our mission statement: We provide the best roof for the best price!

WHAT ARE THE COMMON PARTS OF A ROOF?

1.     Roof Ridge: The roof ridge, or ridge of a roof is the horizontal line running the length of the roof where the two roof planes meet. This intersection creates the highest point on a roof, sometimes referred to as the peak. Hip and ridge shingles are specifically designed for this part of a roof.

2.     Ridge vent: A ridge vent is an exhaust vent that runs horizontally along the peak of the roof allowing warm, humid air to escape from the attic. Use our ventilation calculator to calculate your attic ventilation requirements and determine how much exhaust ventilation you would need to properly ventilate your roof and attic.

3.     Flashing: Flashing is a metal material installed at joint openings, around chimneys, and any dormer windows or skylights to help prevent water intrusion. You may recognize flashing as metal stair steps alongside a chimney or side walls on a roof.

*Not shown in diagram

4.     Hip: The hip on a roof is the intersection of two roof planes that meet to form a sloping ridge running from the peak to the eave. Hip and ridge shingles are specifically designed for this part of a roof.

5.     Roof Deck: The roof deck is the structural foundation base for the roof system and is usually made of wood or plywood.

6.     Roofing Underlayment: Roofing underlayment is a layer of material, usually synthetic or felt, that adds extra protection on top of the roof deck and under the shingles. Synthetic underlayment helps repel moisture and provides protection against water infiltration. Synthetic underlayment is becoming a popular material choice over felt due to proven water-resistance performance and long-lasting durability.

7.     Roof Valley: The roof valley is the V-shaped intersection between two sloping roofs joining at an angle to provide water runoff.

8.     Laminated Architectural Shingles: Laminated architectural asphalt shingles contain more than one layer of tabs to add dimension, performance and durability to a roof. Architectural shingles are sometimes referred to as three-dimensional shingles or laminated shingles. The opposite of architectural shingles are three-tab shingles, which are produced as a single layer of tabs and appear flat or without the dimension of a laminated shingle.

9.     Roof Gable: A roof gable is the triangular section of the outer wall at the peak of the roof between a sloping roof and eave. A roof gable is sometimes referred to as a rake.

10.  Metal drip edge: Metal drip edge is a narrow strip of noncorrosive metal used at the rake and eave to help manage dripping water by facilitating water runoff to protect the underlying section of a wall.

11.  Dormer: A dormer is a raised section of the roof. Dormers commonly contain a window that projects vertically through the slope in the roof.

*Not shown in diagram

12.  Ice and Water Barrier: An ice and water barrier, or ice and water shield, is a self-adhered waterproofing material installed along eaves, valleys, side walls, and other sensitive areas to protect against ice damage and wind-driven rain.

13.  Eave: An eave is the lower border of the roof that overhangs the wall usually located in the first three feet of a roof.

14.  Undereave vent: Undereave vents are intake vents located under the eaves of the roof that help draw cool dry air into the attic. Again, you can use our ventilation calculator to calculate your attic ventilation requirements and determine how much intake ventilation you would need to properly ventilate your roof and attic.

Now that you’re familiar with the basic anatomy of a roof, you’ll start to notice dormers and gables everywhere you turn. More important, you’ll be equipped to have an informed conversation with your roofing contractor when the time comes for you to get a new roof.

Full article available at: https://www.owenscorning.com/en-us/roofing/blog/the-anatomy-of-a-roof 

As we embrace the marvels of Wind and all its benefits, wind can sometimes become a double-edged sword, especially when it comes to the safety and integrity of our homes. Wind damage, often underestimated, poses significant risks to our roofs and homes, warranting attention and proactive measures.

Firstly, the primary concern lies with the roof, the shield that safeguards our homes from the elements. High winds can peel off shingles, loosen flashing, and even uplift entire sections of the roof, leaving vulnerabilities that invite water infiltration and structural compromise. The extent of damage can range from minor repairs to costly replacements, impacting not just the roof's functionality but also the overall aesthetics and value of the property.

Beyond the roof, wind damage extends its reach to other components of the home. Siding, windows, and doors are susceptible to wind-driven debris, which can lead to cracks, dents, and shattered glass, compromising both the exterior aesthetics and the home's security. Moreover, the forceful impact of wind can weaken the structural integrity of walls, making them more susceptible to future damage and compromising the safety of occupants.

Mitigating the risks of wind damage requires proactive measures and ongoing maintenance. Regular roof inspections, especially after severe weather events, can help identify and address potential vulnerabilities before they escalate into costly repairs. Investing in impact-resistant materials can fortify your home's defenses against wind-related threats, offering peace of mind amidst nature's unpredictable whims. Indiana residents should invest in Class-3 or Class-4 rated roofing materials which have higher wind and impact ratings than other roofing materials. 

In essence, while wind serves as a reminder of nature's power and beauty, it also underscores the importance of fortifying our homes against its potential hazards. By understanding the risks of wind damage and taking proactive steps to mitigate them, homeowners can safeguard their most cherished investment, ensuring resilience in the face of nature's relentless forces.

Indiana areas impacted by this morning's most recent wind storm: Avon, Brazil, Brownsburg, Carmel, Fishers, Plainfield, Shelbyville, Terre Haute, Traders Point, Whitestown, Lebanon, Zionsville, and the greater Westside and Southside of Indianapolis.

As the Sun warms the shingles on these cold days in Avon, Brownsburg, Plainfield, Traders Point, Whitestown, Lebanon, Zionsville, and the greater Westside Indianapolis, the snow on your roof valleys and gutters will begin to melt and freeze back into ice, building a dam of water forcing water the wrong direction... up under your shingles! This can lead to popped nails, damaged shingles, bad decking boards, gutter damage, and potentially interior water damage in your home! When the weight of the ice in the gutters begin to pull the gutters down, combined with the expansion and contraction of the roof and gutters will potentially lead to drooping gutters, falling gutters, or complete failure in gutter systems. It's important to pick a roofing contractor that can handle any potential roof damage as well as gutter repair.

Your roof: it's easy to forget about until there's a problem. Tucked away overhead, it shields us from the elements, providing safety and comfort year-round. Yet, despite its critical role, the roof often remains out of sight and out of mind for many homeowners. Neglecting roof replacement is a decision fraught with risks, ones that can lead to significant consequences down the line. In Indiana, especially the communities hit hardest by last summer's hail and wind storms on the greater South & Westside of Indianapolis: Avon, Brownsburg, Greenwood, Plainfield, Traders Point, Whitestown, Lebanon, Zionsville.

Here's why procrastinating on roof replacement is a gamble you can't afford to take:

Structural Integrity Compromised

The roof is your home's first line of defense against rain, snow, wind, and sunlight. Over time, exposure to these elements takes its toll, causing wear and tear on roofing materials. Shingles may crack, curl, or lose granules, exposing the underlying structure to potential water damage. A compromised roof can lead to leaks, mold growth, and even structural instability, posing a threat to the safety of your home and its occupants.

Escalating Repair Costs

What starts as a small leak or a few missing shingles can quickly escalate into a costly repair nightmare if left unattended. Water infiltration can seep into the attic, insulation, and interior walls, causing damage that may go unnoticed until it's too late. By the time the signs become evident, the extent of the damage may require extensive repairs or even a full roof replacement. The longer you postpone addressing the issue, the more expensive the solution becomes.

Decreased Property Value

A well-maintained roof adds curb appeal and enhances the overall value of your property. Conversely, a neglected roof can be a red flag for potential buyers, signaling neglect and raising concerns about the integrity of the home. If you're considering selling your home in the future, investing in a new roof can significantly boost its marketability and help you command a higher selling price. Ignoring roof replacement, on the other hand, may deter prospective buyers and lead to lower offers.

Energy Inefficiency

An aging or damaged roof can compromise your home's energy efficiency, allowing heated or cooled air to escape and driving up utility costs. Gaps, cracks, and insufficient insulation can undermine the effectiveness of your HVAC system, forcing it to work harder to maintain a comfortable indoor environment. By replacing your roof with modern, energy-efficient materials, you can reduce heat transfer, lower your energy consumption, and enjoy long-term savings on utility bills.

Safety Concerns

Beyond the financial implications, neglecting roof replacement can pose serious safety risks to you and your family. A weakened roof is more susceptible to collapse, especially under the weight of heavy snow or during severe weather events. Loose or damaged roofing materials may become dislodged, posing a hazard to people and property below. By proactively addressing roofing issues, you can mitigate these risks and ensure a safe living environment for everyone under your roof.

Conclusion

In the grand scheme of home maintenance, roof replacement may not always be top of mind. However, overlooking the signs of wear and delaying necessary repairs can have far-reaching consequences. From structural damage and escalating repair costs to decreased property value and safety concerns, the risks of neglecting your roof replacement are too significant to ignore.

As a responsible homeowner, it's essential to prioritize the health and integrity of your roof. Regular inspections, prompt repairs, and proactive maintenance can help extend the lifespan of your roof and safeguard your investment for years to come. Don't wait until it's too late—take action now to protect your home and your loved ones from the perils of neglect.

In the aftermath of a hailstorm, it’s important to get your roof checked for damage. Hail falls in random patterns and therefore may only damage a few houses within a neighborhood, so your roof may have damage even if your next-door neighbor’s roof doesn’t.

Collateral Damage - Signs of Hail Damage around Your Home:

• Plants stripped of their leaves

• Dents in cars

• Damaged air conditioner units, or

• Evidence of damage to other exterior furnishings

Get a Roof Inspection for Hail Damage

It may be difficult to spot some types of roof damage from the ground, so you’ll want to get as close to the surface of the roof as possible for a complete inspection.

We recommend scheduling an inspection with a professional roofing contractor that you trust to safely and thoroughly inspect your roof. Love Roof Co. provides free inspections and estimates and our team specializes in detecting storm damage from Hail and Wind.

Surface Hail Damage

The first type of damage you want to look for is damage to the surface of your roof. If you have an asphalt shingle roof, you may notice the following signs of damage after a hailstorm:

• Small divots

• Round black areas

• Bruises, and/or

• Loss of protective granules, which may collect in gutters and downspouts

Hidden and Related Roof Hail Damage

Not all hail damage can be seen on the surface of a roofing shingle. Sometimes the impact from a hailstone can cause shingles to split and can only be seen when you look at the backside of the roof shingles.

It’s best to call a roofing contractor to assist in this type of inspection, as they can lift up, examine and re-seal shingles as needed. A professional roofing contractor will also assess other roofing components for damage, such as flashing, roof vents, skylights, gutters, and chimney caps or covers.

Imitation Hail Damage on a Roof

It’s important to correctly identify the type of roof damage so the best action plan can be put into place, which may involve warranty and insurance claims. Love Roof Co. is able to differentiate hail damage from other types of roof damage, such as:

• Blistering and cracking caused by UV degradation from the sun,

• Scuffing damage from when shingles were installed

• Wind and debris defacement, and

• Worn-out shingles

Once the damage is identified, Love Roof Co. can provide an estimate and advise on the next steps to getting your roof repaired or replaced.

Is It Necessary to Fix Roof Hail Damage?

If your roof has been damaged by hail, it can be difficult to understand whether the damage is only cosmetic or if it could also impact roof performance. If hail damage is allowing water to pass through your roofing system, then this is a performance issue and should be fixed as soon as possible to help prevent serious water damage to your home.

If hail damage has caused granule loss on your roof shingles, it could also affect the performance of the shingle, in addition to the aesthetics. Granules on asphalt shingles help to protect the asphalt from UV light degradation caused by the sun. While you may not have a roof leak right away, shingles that have lost granules have a higher risk of failing prematurely.

Is Roof Hail Damage Covered by Insurance?

Most insurance policies will cover hail damage, but it’s best to study your homeowner’s policy in-depth, especially if you live in a region prone to hailstorms. Some of the common stipulations associated with hail related insurance claims include:

• Homeowners usually have within one year to file a claim.

• Most policies require a deductible payment before the insurance company pays its share.

• Though filing an Act of God claim won't raise your rates, your zip code will likely see a rate increase.

• Some insurance carriers may have percent-based deductibles, but many are a flat-dollar amount.

• Cosmetic roof hail damage may not be covered.

Contact your insurance agent to learn more.

Tips on Handling Hail Damage Claims

1. Always get references, read reviews, and compare estimates before choosing a contractor. It’s also best to take the time to verify certificates of insurance and licensing if required in your area. If you live in Indianapolis, Marion County requires permits to be pulled, licensed contractors, as well as being insured and bonded. Love Roof Co. meets each of these requirements. 

2. Notify your insurance company immediately to open a claim. Some companies have mobile apps and online tools to ease the filing process, but you can always call in, as well. Love Roof Co. will gladly help you through the Claims process and answer any questions you might have.

3. If your contractor agrees to work with your insurance company, make sure you understand in detail what each will do and what steps are required by you. Love Roof Co. will keep you informed each and every step by email, text, and calls from our team about the status of your claim and roof replacement.

Can You Prevent Roof Hail Damage?

If you live in an area that is prone to hailstorms, like last summer's hail and wind storms on the greater South & Westside of Indianapolis: Avon, Brownsburg, Greenwood, Plainfield, Traders Point, Whitestown, Lebanon, Zionsville, then anything on the exterior of your home and property left outdoors may be at risk for hail damage, such as vehicles, patio furniture, and landscaping.

Since you can’t “pull your roof into the garage” when there’s a storm, you may want to install roofing materials that are designed to withstand greater levels of impact, such as Class 4, impact-resistant shingles, which may help to prevent or reduce the amount of damage from hail or other debris.

Additionally, installing Class 4 shingles on your home may qualify you for a homeowners’ insurance discount. Contact your insurance agent to learn more.

While you may not be able to prevent all hail related roof damage, you can help to minimize the amount of damage and the consequences of that damage in your home. In addition to installing Class 4, impact-resistant roofing shingles, early detection and action are key. Love Roof Co. has several Class 4 rated shingles for you to select from!